Group Benefits Program

The Manitoba Child Care Association has selected HealthSource Plus as the official supplier of our Group Benefits Plan. The program for our members is exclusive to the MCCA and takes advantage of our considerable buying power. We are pleased to report that many MCCA members are already taking advantage of the unique program that is designed to save our members money on their employee benefits programs – permanently.

MCCA’s Group Benefit Plan is designed exclusively for early childhood educators, child care assistants, and licensed family child care providers and provides the most comprehensive plan available to centre employees and family child care providers. The plan includes individual or family coverage, which allows you to choose the appropriate level of protection whether you are single, have a family, or are integrating coverage with your partners plan.

Child care centres can choose from 3 different plan design options and can have a 3 or 6 month waiting period for new employees to enroll. There is a 6 month waiting period for licensed family child care providers.

Our HealthSource Plus group benefits plan also includes a retiree plan for members that have been enrolled for two previous years and are leaving the child care workforce due to retirement.

MCCA Makes Choosing a Group Benefits Plan Easy!

Group benefits is a complex employee benefit and one that most centre directors know little about. There are many choices, and even knowing the important questions to ask is unfamiliar territory for most ECEs. MCCA has a Child Care Benefits Committee with expertise in group benefits to oversee plan design, receive and review quarterly reports from plan agents, and monitors to ensure our plan remains affordable to the child care sector while also providing the coverage most needed. Committee members are also plan members and plan administrators.

Who is eligible?

Licensed child care centres that are MCCA members
You are a professional or child care assistant MCCA member at a participating centre
You are a new employee at a participating centre
You have completed a minimum of three months of continuous service at your centre
You are employed for a minimum of 20 hours/week

All of the above criteria must be met before enrolling in the plan, OR –

You are a licensed family child care MCCA member
You provide care for a minimum of 20 hours/week
You enroll in the group benefits within 6 months of becoming licensed

Group Benefit Plan Schedule or Benefits

Basic Life Insurance
Accidental Death, Dismemberment
Short Term Disability Income Benefits (Child Care Centres only)
Long Term Disability Income Benefits

Employees and Dependents

Health care
Dental care
Vision care
Group Optional Life Insurance (Member or Spouse)

The plan offers either individual or family coverage. If your dependents (children and /or spouse) are not covered under any other plan they automatically will be covered under your plan at the family rate. If your spouse (legal or common law) has a plan that provides you with sufficient health and dental care coverage, you may opt out of that portion of the MCCA plan. You can be covered for life and disability insurance at a lower premium.

Most participating child care facilities choose option 1. Scroll down for the plan booklet. Child care centres have other options for less coverage and lower rates. Contact Health Source Plus directly for details at 204-940-3900.

MCCA Group Benefits Brochure May 2022

Some unique features of this plan are:

Permanent Full-Time employees working 20+ hours per week are eligible.
Unlimited coverage on Lifeworks Employee Assistance Program, counseling for employees and all family members.
Total Wellness Program – available to you and your eligible dependents.
Continuation of health care benefits to dependents for 2 years after an employee’s death
Full Out of Country Coverage – + $5,000 per insured of Trip Cancellation Insurance.
Extension of Benefits while on maternity leave, leave of absence, or during your centre’s summer closure.
You can register for online claims processing and direct deposit
There is health and dental coverage available for retired members who were on the group benefits plan for a minimum of 2 years
Health Solutions People Connect – People Corporation’s mental health resource centre

Here is the general overview of the plan availability:

MCCA – General – March 2023

Here is the plan booklet for those who have option 1: (which includes short term disability)

MCCA Booklet (Class 001) May 2022

Here is the plan booklet for licensed family child care providers: (no short term disability)

MCCA Booklet (Class 022) May 2022

Here is the plan booklet for retirees:

MCCA Booklet (Class 098) Retirees with Life Benefit February 2022

MCCA Booklet (Class 999) Retirees without Life Benefit February 2022

Plan members can visit the Health Source Plus website for claim forms or to log in to use eprofile by clicking here or on their logo.